What are considered the six activities of daily living in order to use my long term care policy?
It is always best to carefully review your long term care policy. In order to use your long term care insurance policy generally the long term care insurance company requires that at least two activities of daily living be conducted by a licensed caregiver. The following are the general activities of daily living:
Bathing
Often times clients are fearful of a fall should they shower or bath alone. Having a caregiver available during bathing will give clients peace of mind. Whether the aide is on stand by assistance allowing for privacy or assisting a client with proper hygiene, the bathing activity should be documented in the care notes of service.
Dressing
It is very common for a decrease in mobility requires an additional set of hands to assist in dressing due to a healthcare setback. Whether a client needs help taking on or off items of clothing with the assistance of an aide can alleviate any unnecessary stress.
Continence
Eating
Toileting
Transferring
