Using Long Term Care Insurance for In Home Care
At Accountable Home Care, we want you to have a seamless experience when initiating a long term care insurance claim. The stress alone from experiencing a health care set back is overwhelming enough. We understand clients have paid many years of financial contributions towards their long term care policy. We want to make sure you make the most out of your long term care insurance policy and understand the coverage. Our care navigator will guide you in filing your claim and will also arrange a conference call with you and the long term care carrier. Call today to see how an hourly in home caregiver can help enhance your life.
Review of Your Long Term Care Policy
At Accountable Home Care, should you wish to file a long term care claim, our care navigator will help you understand import terms to your policy such as:
- Elimination Periods
- Daily Maximum
- Lifetime benefits
- Care Management
- DME Coverage
Long Term Care Insurance Policies AHC Accepts
Below is a short list of the insurances we accept and work with. Should you not see the insurance you have purchased, please do not hesitate to contact our home care office at 561.320.0055.
- AF&L/American Fidelity & Liberty
- AIG
- American Heritage
- American Pioneer
- American Travelers
- Bankers Life
- Blue Cross Blue Shield-long term care
- Conseco
- Colonial American
- CNA Insurance Company
- GE Life Assurance & Annuity Company
- GenWorth
- GTL Insurance
- John Hancock
- Kanawha
- Lincoln Benefit
- Metlife
- Mutual of Omaha
- Old American
- Penn Treaty Insurance
- Senior Health Insurance Company of Pennsylvania/SHIPP
- Trans America
- Transport Life Insurance
- Union Labor
- Washington National
Helpful South Florida Senior Care Resources
FAQ's View All
Can I get a ride to a scheduled doctor’s appointment with a caregiver?
Caregivers have the discretion to drive a client to a doctor's appointment or any errand in their own vehicle. This is considered part of the care requirement at the initial assessment where the caregiver who accepts the case is aware of the transportation request and agrees to get reinbursed a set amount for mileage reinbursement.
Can a Companion help with hands on personal care?
Companion” or “sitter” means a person who spends time with or cares for an elderly, handicapped, or convalescent individual and accompanies such individual on trips and outings and may prepare and serve meals to such individual. A companion may NOT provide hands-on personal care to a client. At Accountable Home Care, we refer only licensed caregivers that are either home health aides or certified nursing assistances that can offer companionship AND hands-on personal care.
Testimonials View All
We retained Accountable during a very emotionally trying period in our mother’s life after she became very ill and could no longer live alone. Accountable provided services to our mother for approximately 1 year. Although it is very difficult to bring a caregiver into the home of a person who has been independent for her entire life, Accountable was very sensitive to our mother’s needs and concerns. They worked with us to find professional, qualified caregivers to care for our mother. We would recommend Accountable to anyone in need of professional, qualified and sensitive caregivers for part-time or full-time care.
Happy Family Member Beth A. – Jupiter, FL
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