Commonly Asked Questions When Using a Long Term Care Insurance Policy for In-Home Care Services
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FAQ's View All
When using a Long Term Care Policy as payment for hourly care at home, what services are considered long-term care services?
Long Term Care Benefit
Often times families and clients requests the use of their long term care policy as an acceptable payor source when retaining our services for hourly care at home. At Accountable Home Care, we are proud to accept the benefits and work directly with insurance if it is easier for the client and the family.
When using a long term care policy, care services tend to relate to the following covered care services:
*It is very important to verify directly with the long term insurance provider and utilize your original long term care policy for further clarification and guidelines.
- Attending an Adult Day Care Center offering respite services. This allows for a family to seek a comfortable and safe environment outside the patient's home. Adult day care is a great option for senior citizens who may benefit from socialization. Typically the primary caregiver is an adult child that works and the aging parent no longer can be left home alone while the adult child works.
- Home Health Care - Skilled Registered Nursing Visits and/or home physical therapy services. Hospice at home is another form of home health care but can also be at an actual inpatient center.
- Assisted Living Facility resident or a resident of a Long Term Care Nursing Home.
What home care services can a Home Health Aide offer?
“Home health aide” otherwise known as H.H.A. means a person who is trained or qualified, as provided by rule, and who provides hands-on personal care, performs simple procedures as an extension of therapy or nursing services, assists in ambulation or exercises, or assists in administering medications.
Testimonials View All
We retained Accountable during a very emotionally trying period in our mother’s life after she became very ill and could no longer live alone. Accountable provided services to our mother for approximately 1 year. Although it is very difficult to bring a caregiver into the home of a person who has been independent for her entire life, Accountable was very sensitive to our mother’s needs and concerns. They worked with us to find professional, qualified caregivers to care for our mother. We would recommend Accountable to anyone in need of professional, qualified and sensitive caregivers for part-time or full-time care.
Happy Family Member Beth A. – Jupiter, FL