Commonly Asked Questions When Using a Long Term Care Insurance Policy for In-Home Care Services
Home Health Aides in Jupiter
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How can I get help at home using my long term care policy?
If you or someone you love has a long term care policy, a patient care coordinator from Accountable Home Care can discuss home care services. It is always helpful to have your long term care policy available so a representative from our nurse registry and your long term care agent can review the terms with you. It is important to us that clients have a complete understanding if there are any out of pocket expenses prior to the long term care insurance paying for care. Most people that ask for assistance have never used their long term care policy and the process seems overwhelming. Families and clients alike can be assured we can ease any uncertainties to ensure the claim filing is not a painful process.
Benefits of Using a Long Term Care Policy for Custodial Care
We help facilitate opening an insurance claim with the long term care insurance provider and the patient. Common terms such as Elimination Periods, Monthly or Daily Benefit, Care Advisory Services, Stay at Home Benefits and Assistance with Daily Living Requirements are discussed as part of the intake process.
Can a Companion help with hands on personal care?
Companion” or “sitter” means a person who spends time with or cares for an elderly, handicapped, or convalescent individual and accompanies such individual on trips and outings and may prepare and serve meals to such individual. A companion may NOT provide hands-on personal care to a client. At Accountable Home Care, we refer only licensed caregivers that are either home health aides or certified nursing assistances that can offer companionship AND hands-on personal care.
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“Nancy is absolutely perfect- she anticipates our very need. She is always happy and pleasant to be with.”
Nancy, Certified Nursing Assistant (CNA) referred by Accountable Home Care