senior care

Long Term Care Benefit

Often times families and clients requests the use of their long term care policy as an acceptable payor source when retaining our services for hourly care at home.  At Accountable Home Care, we are proud to accept the benefits and work directly with insurance if it is easier for the client and the family.

When using a long term care policy, care services tend to relate to the following covered care services:

*It is very important to verify directly with the long term insurance provider and utilize your original long term care policy for further clarification and guidelines.

• Attending an Adult Day Care Center offering respite services.  This allows for a family to seek a comfortable and safe environment outside the patient's home.  Adult day care is a great option for senior citizens who may benefit from socialization.  Typically the primary caregiver is an adult child that works and the aging parent no longer can be left home alone while the adult child works.
• Home Health Care - Skilled Registered Nursing Visits and/or home physical therapy services.  Hospice at home is another form of home health care but can also be at an actual inpatient center.
• Assisted Living Facility resident or a resident of a Long Term Care Nursing Home.

Activities of Daily Living and Senior Care

Activities of Daily Living is a term used when discussing care for the elderly or the disabled. Activities of daily living are duties a person needs to do in order to be safe. As we age, care may be required to help a family member or a patient called ADLs. ADLs are referred to as "activities of daily living" which includes bathing, dressing, continence, eating, toileting, and/or transferring.

Using a Long Term Care Policy for Personal Care Services

When a patient opens a claim with a long term care insurance company, care time sheets/notes must reflect activities of daily living as qualifiers. A change in medical condition often times requires a caregiver in a home for an elderly family member. At Accountable Home Care, we offer flexible hours designed to meet your lifestyle. Whether you need daily care or short term respite, Accountable Home Care in Palm Beach Gardens is here for you and your family.

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